Welcome to

Dynamic Original Concepts

Dynamic Original Concepts provides a standard of quality that will surpass your expectations. Let us provide a benefit plan that safeguards the future for both your employees… and you.


Does your company have one? We will design and implement one for you or review your existing Plan.

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If you have questions about benefits or you are unhappy with your current Plan or Advisor, we can help.

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Benefits Info

You have choices, Let us design a plan that works for you.

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Commonly used terms when discussing group Insurance.

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Latest News

30. Oct 2023

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All disability plan contracts changing Jan. 1, 2024

Changes to disability benefits under the Quebec Pension Plan (QPP) are coming into effect on Jan. 1, 2024, for plan members between ages 60 and 65. Re...

25. Apr 2013

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introducing pooled registered pension plans

The 2013 Ontario budget proposes introducing pooled registered pension plans (PRPPs) in the province.

25. Apr 2013

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EP3 More Pooling for members with high claimers

EP3 – Drug claims have been on the rise for the past decade. Employers have the added benefit of more pooling. The usual stop loss is 10,000 per ind...

Client Comments

  • A Personal Touch to Health Insurance: It was 12 years ago when Des introduced himself to me, I have not had a regret or even a hesitation since. His attention to detail and proactive spirit has helped us save costs and manage several crises we’ve had over the years. He is our advocate and even our administrator at times. His knowledge of the Group benefits Industry and negotiation skills have provide us with a superior level of comfort and trust. I don’t consider him my agent, he is a member of our family.

    Jennifer MacDonald